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Archive for August, 2009

Go online and start researching the topic of credit scores, and you will quickly be overwhelmed with information and analysis. But in truth, there are only a few important concepts that you, as a first-time home buyer, should know about credit scores.
Here are five of the most important things to keep in mind when you [...]

Most Credit Repair Companies Are Scams

It is particularly despicable when companies prey on people who are in financial distress. Unfortunately, there is no shortage of such companies. Just take a look at the mortgage industry and the current economic recession we are in. With so many people facing foreclosure on their homes, there has been a huge rise in foreclosure [...]

Free Credit Report Online - Or Fishing Bait?

It’s safe to say that almost everyone in America has seen or heard a commercial for free credit reports. Watch an hour of national television anytime during the day, and you’re virtually guaranteed to see a commercial about credit reports.
But did you know that most of the offers for the so-called free reports are actually [...]

The Basics of Homeowners Insurance

Summary: This article gives a basic overview of homeowners insurance and is intended for first-time home buyers who are new to the subject.
Are you planning to buy your first home in the near future? If so, you should reading up on homeowners insurance as well. Your mortgage lender will require you to have a [...]