Have you damaged your credit score by falling behind on your bill payments? If so, you are not alone. Bad credit plagues millions of Americans, and it can prevent you from getting approved for a mortgage loan. Fortunately, there are plenty of things you can do to rebuild your credit before buying a home. Here [...]

Should I buy a house now or wait until later? This has always been a common question among first-time home buyers. But with the uncertainty of our current economy, this question becomes even more important. In truth, nobody can answer this question for you. It’s up to you, the home buyer, to decide whether or [...]

Here’s what we did. We reviewed all of the questions emailed to the Home Buying Institute over the last six months. We made a list of the most common mortgage-related questions sent in by home buyers, and we answered them below. What’s the result? A must-read article for first-time home buyers!
So here they are, starting [...]

You hear the word tossed around a lot in real estate circles. You hear it mentioned on home-selling programs on HGTV and other networks. But what exactly is “curb appeal,” and why should you care about it when selling your home?
In this article, we will start by answering this fundamental question. Then we will take [...]

Buying a home requires plenty of homework (no pun intended). There are new concepts to grasp, unfamiliar terminology to learn, and plenty of decisions to make along the way.
The mortgage loan interest rate is one of the topics that confuse a lot of home buyers, especially the first-time buyers who are new to the process. [...]